Page 72 - Solving Housing Disputes
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              should  be  revisited  for  clarity  and  accessibility  for  non-lawyers.   We
              recommend  the  Civil  Procedure  Rule  Committee  revisit  pre-action
              protocols for housing disputes, with view to simplifying them and making
              them more user friendly for both practitioners and the significant number
              of  people  who  come  before  the  courts  without  housing  advice  and
              representation.

          3.30 A  second  issue  is  accountability  for  pre-action  requirements.  The  pre-action
              protocols for social housing and mortgage possession claims encourage parties
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              to negotiate prior to commencing a claim.  However, claim forms used for
                                      190
              social housing possession,  for example, do not require a claimant to certify
              whether they have actively engaged with the tenant at the pre-action stage. This
              ultimately  means  that little  information  on  pre-action  efforts  comes  before  a
                   191
              judge,  in circumstances where the court might have little time to spend on an
                            192
              individual case.

          188  Lord Woolf’s described the problems of the pre-CPR civil justice system as including a “lack of
          equality  between  the  powerful,  wealthy  litigant  and  the  under  resourced  litigant…and  [that]  it  is
          incomprehensible to many litigants”, note 185 above para 2.

          189  These include that a landlord should contacts the tenant to discuss the causes of arrears, attempt to
          agree affordable repayment sums, arrange through DWP for arrears to be paid from benefits, offer the
          tenant assistance in any claim and advise the tenant to seek assistance from advice agencies part 2.1 –
          2.7  Pre-Action  Protocol  for  Possession  Claims  by  Social  Landlords,  available  at
          https://www.justice.gov.uk/courts/procedure-rules/civil/protocol/pre-action-protocol-for-possession-
          claims-by-social-landlords#2.1 Sir Rupert Jackson, at the time of his interim report, concluded that the
          “Rent Arrears Protocol has had a beneficial effect in reducing the number of possession claims which
          would   otherwise   have   been   initiated,”   Jackson   LJ,   ‘Review   of   Civil
          Litigation Costs: Preliminary Report’, (The Stationery Office, 2009) p. 270 available at https://www.ju
          diciary.uk/wp-content/uploads/JCO/Documents/Guidance/jackson-vol1-low.pdf  A  similar  process
          applies  in  the  pre-action  protocol  for mortgage possession  claims,  which  requires a  lender  or  home
          purchase  plan  provider  to  actively  engage  with  the  borrower  when  they  fall  into  arrears
          https://www.justice.gov.uk/courts/procedure-rules/civil/protocol/prot_mha

          190  Form N119, Particulars of claim for possession   https://assets.publishing.service.gov.uk/government
          /uploads/system/uploads/attachment_data/file/732257/n119_web_0818_save.pdf

          191  Bright and Whitehouse’s research suggests that information on claims forms tends to be rather limited,
          with  a  judge  interviewed  advising  that  ”we  don’t  get  much  other  than  what  we  elicit  by  our  own
          questioning really, the documents aren’t going to help us,” Bright and Whitehouse note 166 above DJ6.
          In more recent research, they found the majority of possession cases they observed were dealt with in 5
          minutes or less, Whitehouse, Bright, and Dhami, ‘Improving Procedural Fairness in Housing Possession
          Cases’, (2019) 38:3 Civil Justice Quarterly 351, at p. 359.

          192  While we appreciate that time taken on possession lists varies geographically, 2005 research found
          that in some courts, up to 30 possession cases were listed in an hour, Hunter, Blandy, Cowan, Nixon,
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